Tuesday 14 August 2012

Free Business Credit Check for Consumers plus Pay as you Go or One of Business or Company Credit checks


Are you a consumer looking for a free Company Credit Check or looking for a more detailed Business or Company Credit Report on a One Off or Pay as you Go basis?


If so then please feel free to try our Free for Consumer Business or Company Credit Checking system and our One Off Business Credit Checks or Pay as you Go Company Credit Reports from CheckRate.

About our Free for consumers Business Credit Check:

We offer a simple Credit Check on the UK or Irish Business or Company giving you a green tick if the business is credit worthy and therefore represents a low chance of failing in the next 12 months or a Red cross which represents a non credit worthy business with a higher chance of failing in the next 12 months.  You can do the free search via the following link: Free Business Credit Assessment for Consumers via our online credit reporting system.

About our One Off or Pay as you Go Business Credit Reports:

In addition to the Credit Assessment we also offer more information via; Abbreviated Company or Business Credit Reports on a One Off Report or Pay as you Go basis and Fully Comprehensive Business or Company Credit Checks or Finanical / Credit reports on a One Off Report or Pay as you go basis via our online credit reporting system.

Business Services Website - Package of Business Credit Control & Web Marketing Services.

In addition to the One Off Business Credit Reports or Company Credit Checks on offer we also offer a low cost 12 month subscription to a unique Trade Credit account opening decision making tool which gives account openers the ability to make quick and easy credit assessments decisions, to help speed up and make efficient, the account opening process.  This online credit decision making tool can be purchased seperately or as part of a package of business credit control and credit management services. 

If you click on the link you can see the Packages that are available.

If you have any further questions please email: mike@checkrate.com

Business Services, Credit Control Services, Boost Web Sales Services: 

All our packages offer Business Credit Report and a Financial Trustmark as well as the Trade Credit Account Opening Decision Making Tool.


Back to the One Off or Pay as you Go Company Credit Report Services:


If you want to stick to Pay as You Go UK & Irish Company Reports or Business Credit Reports on a One Off Report basis you can do so by clicking on the Link and follow the process for obtaining our Pay as you Go or One off Reports!

Monday 6 August 2012

Reducing Shopping Cart or Shopping Basket Abandonment Rates


If you are looking to reduce shopping cart or shopping basket abandonment rates you can do this by adding a CheckRate Trustmark to your website.


Why Would a CheckRate Trustmark reduce your shopping cart or shopping basket abandonment rates?



Researching and looking for Products Online can take a lot of time and effort. 


First of all you have to go through the browsing, then the comparing of products before you decide on what you like and  add them to the online shopping cart or basket.

However leaving those products and deserting the shopping cart or basket is as simple and easy as hitting a button “click.” 

And that is a problem for many online web retailers or e-commerce site.

According to an e-tailing group online shopping survey done in 2009 in the USA, nearly 60% of US online retailers who were surveyed saw cart abandonment rates of over 20% for the year. 

Shopping Cart Abandonment Rates Among US Online Retailers, 2008 & 2009 (% of respondents)


Another study done that same year, by PayPal and comScore found 45% of US online shoppers had abandoned shopping carts multiple times in just three weeks.

Have you had similar experiences here in the United Kingdom?

Most importantly from the merchants’ point of view, the average cost of abandoned goods in those shopping carts (from the same survey) was $109 ( approx £70).

In the same online shopping study, 46% of online shoppers said high shipping charges were a “very important reason” for emptying their shopping carts or baskets.
 
Other reasons for abandonment included: 
  • Wanted to comparison shop: 37%
  • Lack of money: 36%
  • Wanted to look for a coupon: 27%
  • Wanted to shop offline: 26%
  • Couldn’t find preferred pay option: 24%
  • Item unavailable at checkout: 23%
  • Couldn’t find customer support: 22%
  • Security concerns: 21% 
Security concerns made up 21%.
In a separate study done in Europe there were these findings: 

"77% of European Online Shoppers say it is important for an E-commerce website to incorporate a trust mark of some kind"

"69% of Online Shoppers in Europe have abandoned a shopping cart or failed to complete an online purchase because they didn't get a sense of security and trust"

Some of these Security Concerns can be lifted with the use of various Trustmarks on your website and these will Boost Web or Online Sales

There are many pay safe and IT system security Trustmarks available on the market to sure up concerns over Payment and Security issues but not many give the consumer confidence in the Business behind the website being able to fulfill the order or the purchase, especially if the turnaround time is substantial.

That is where CheckRate comes in:

We provide a Financial Trustmark which shows how credit worthy the buisness behind the website is and allows consumer to have trust that the business they are dealing with at least has a low chance of failing within the next 12 months (or during the period of time in which they are waiting for the supply of their good or service).

Happy, confident consumers who Trust the website they are shopping on are more likely to purchase than those with concerns so this would give you a boost to your web or online sales.  This would have a positive effect of reducing your shopping cart or shopping basket abandonment rates.

If this sounds like a great way for you to reduce your shopping cart or shopping basket abandonment rates please feel free to contact mike on: 07969 286126 or email: mike@checkrate.com

*If you know any else who could benefit from Reducing their shopping cart or shopping basket abandonment rates please forward this post to them via Facebook or Twitter etc.

Boosting Web Sales or Web Actions

If you are looking to boost web sales or Web Actions you can add a CheckRate Trustmark to your website.


Why Would a CheckRate Trustmark on your website Boost your Web Sales?



Researching and looking for Products Online can take a lot of time and effort. 


First of all you have to go through the browsing, then the comparing of products before you decide on what you like and  add them to the online shopping cart or basket. 

However leaving those products and deserting the shopping cart or basket is as simple and easy as hitting a button “click.” 

And that is a problem for many online web retailers or e-commerce site. 

According to an e-tailing group online shopping survey done in 2009 in the USA, nearly 60% of US online retailers who were surveyed saw cart abandonment rates of over 20% for the year. 

Shopping Cart Abandonment Rates Among US Online Retailers, 2008 & 2009 (% of respondents)


Another study done that same year, by PayPal and comScore found 45% of US online shoppers had abandoned shopping carts multiple times in just three weeks.

Have you had similar experiences here in the United Kingdom? 

Most importantly from the merchants’ point of view, the average cost of abandoned goods in those shopping carts (from the same survey) was $109 ( approx £70).

In the same online shopping study, 46% of online shoppers said high shipping charges were a “very important reason” for emptying their shopping carts or baskets.
 
Other reasons for abandonment included: 
  • Wanted to comparison shop: 37%
  • Lack of money: 36%
  • Wanted to look for a coupon: 27%
  • Wanted to shop offline: 26%
  • Couldn’t find preferred pay option: 24%
  • Item unavailable at checkout: 23%
  • Couldn’t find customer support: 22%
  • Security concerns: 21% 
Security concerns made up 21%.
In a separate study done in Europe there were these findings: 

"77% of European Online Shoppers say it is important for an E-commerce website to incorporate a trust mark of some kind"

"69% of Online Shoppers in Europe have abandoned a shopping cart or failed to complete an online purchase because they didn't get a sense of security and trust"

Some of these Security Concerns can be lifted with the use of various Trustmarks on your website and these will Boost Web or Online Sales

There are many pay safe and IT system security Trustmarks available on the market to sure up concerns over Payment and Security issues but not many give the consumer confidence in the Business behind the website being able to fulfill the order or the purchase, especially if the turnaround time is substantial.

That is where CheckRate comes in:

We provide a Financial Trustmark which shows how credit worthy the buisness behind the website is and allows consumer to have trust that the business they are dealing with at least has a low chance of failing within the next 12 months (or during the period of time in which they are waiting for the supply of their good or service).

Happy, confident consumers who Trust the website they are shopping on are more likely to purchase than those with concerns so this would give you a boost to your web or online sales. 

If this sounds like a great way for you to boost your web or online sales please feel free to contact mike on: 07969 286126 or email: mike@checkrate.com

*If you know any else who could do with help to boost their web or online sales please forward this post to them via Facebook or Twitter etc.

About Our Consumer Confidence Seal or Website Financial Trustmark





What is a Consumer Confidence Seal?


A Consumer Confidence Seal is a Trustmark that gives consumers confidence in the Business providing the consumer a product or service.

Long before the Internet there was the Underwriters Laboratory (UL) certification. 

Back in 1894, the certification was created in response to faulty electrical 
components driving up the incidence of fires.

The National Board of Fire Underwriters conducted the first test on noncombustible insulation material. 

Today, the UL Mark is so influential that UL must fight counterfeiters who try to hijack the Mark’s credibility to validate their own products.

In the Real (Not Online world), trustmarks are the little symbols or seals that reassure consumers that something is safe. 

In the UK their are all sorts of Trustmarks including the very well known and well used British Standards and the new an innovative CheckRate Consumer Confidence Seal.

Different Types of Online Trustmarks!

As the nature of the online experience is "Virtual", online retailers have to work a lot harder at building trust than their "Real World" counterparts.

Consumers cannot count the cars in the car park, or the traffic in the store as well as window shopping from the outside to gauge the quality of the merchandise, to see if the business is popular and legitimate. 

To help establish trust, online merchants can turn to online trustmarks that offer credibility, authority and social proof of popularity on different aspects of a businesses operation, products and now Financial Strength & Stability.

Online trustmarks can traditionally be broken down into four types, each offering a different kind of assurance:

 Personal Privacy—These symbols indicate that a site protects user information and rights. For instance, a TRUSTe-accredited site owner commits that they will comply with TRUSTe’s privacy policies of 
disclosure, choice, access, and security and support their dispute resolution processes.

 Business Reputation—A service such as BBBOnline requires businesses to have a physical presence, be in business for at least a year, and have a positive track record of handling complaints.

 Secure Transactions—A locked padlock or solid key icon appears in your browser, the URL says https://, 
and you know you are on a Secure Sockets Layer (SSL)-enabled site. 
A standard SSL validation verifies that a site is who it says it is. It also confirms that the site uses encryption for data communication and transactions. Extended validation SSL certificates (EVSSL) can turn the URL display bar green to reinforce the positive message.
 Security and Vulnerability Scanning—Malicious content planted on websites and misconfigured websites present ripe opportunities for hackers, spammers, phishers, and scammers. 
Regularly scheduled vulnerability scanning will identify these weaknesses in a website, enabling owners to correct flaws promptly ensuring they keep up with criminals.  Yankee Group experts recommend daily testing.

Now on top of the 4 traditional types CheckRate offer a Fifth and highly required Trustmark - The Consumer Confidence Seal or Business / Company Financial Stability Trustmark


About our Financial Trustmarks:




   Financial Trustmark or Consumer Confidence Seals are a Live Feed from Credit Reference agencies dipicting the current financial situation of the business behind the Website through a verified Credit Rating Check. 

“Trust seals that provide a ‘set it and forget it’ approach are of little use to both (businesses) and their customers.” - as they find it hard to keep up with changes to circumstances.

Additional info about Trustmarks:


 Authority—Trustmarks provide external validation that helps when a customer is not internally confident. 

They provide a third-party “authority figure” that conveys trust and compliance, the way a uniformed police officer can reassure a traveler.

 Social Proof or Consensus—We do not merely care about outside experts, we care about the behavior of our peers. 
A trustmark we see repeatedly offers a shortcut that tells us our peers have bought in, so a decision is safe. 

These two influences matter because of the fleeting nature of web relationships. 

Trust normally builds over time in an extended relationship based on multiple contacts. However web visitors rarely have much of a relationship with you when they hit your website, so you must create an environment of trust quickly. 

Trustmarks offer a simple way to leverage influence—from both authority and consensus—that has been established ahead of time.

What Can Trustmarks Do for Your Business?

The authority and social proof discussed above should add up to increased sales through increased consumer confidence.  

How much sales will increase is dependant on many factors including existing website traffic but as our price is based on web traffic we are sure to be cost effective enough to ensure you get a great Return On Investment (ROI).

If you are looking to Boost your Web Sales or online conversions as well as reducing your shopping basket or shopping cart abandonment rates please get in touch?


For more info please email: mike@checkrate.com or please feel free to read our customer testimonials.



  

Welcome to CheckRate's Website Trustmark Blog for Boosting Web Sales


Who are CheckRate?


CheckRate are a Business Website Financial Seal of Approval or "Good Business " Trustmark company that have been going for 3 years, that also provides Business Credit Checking, Company Credit Reporting Services.

The business services provider is part of the Freestart Plc Group of Companies which has been established for over 10 years.  The Group is engaged in many website and internet based activities including website provision and facebook stores via the Buegle Brand. 

All the Business Web Marketing & Credit Control services are Ideal for small, new, startup and sme businesses and it has over 30,000 customers.  

Why Use CheckRate?

In a market place dictated by online security it is imperative to retain all potential customers and clients on your website and to avoid a high bounce rate. Also in such competitive market places which are often having the margins squeezed it is also vital to know who you are dealing with in order to mitigate risks.

With the number of your online trading competitors in the hundreds or even thousands and probably still growing daily it is very important to make your business stands out.  Internet trading and business in general is very competitive so you need the tools to help you suceed and to distinguish you from your competitors.
 .
Increased consumer confidence = More completed transactions
&
Increase Trading Knowledge = Increased Accuracy or Decreased Losses

Which both = Increased Profit

Why have a CheckRate Trustmark?


Would you buy a Television, in a plain cardboard box from a man in the street, not opening it until you got home?

No!

Well you are asking your customers to do something similar every day online.

What if there was an another Option?
Would this alternative option increase your sales and also improve your bounce rate (helping with your website page ranking)?

CheckRate invites Businesses of a defined caliber to display the CheckRate trustmark logo on their website and within their Marketing literature.  This trustmark represents a financial Seal of Approval for your online business, stating that you are a well established and highly credit rated company! 

"A CheckRate Trustmark will help to Boost you Web Sales"

Why use Business Credit Checking or Company Credit Reports?


In addition to not buying a Television on the streets in a plain cardboard box, would you sell a Television to someone and be happy with them paying for it in 30 days time, when you didn't even know who they were, where they lived and how financially stable they were?

No (again)!
Well many people in Businesses offering Credit do something similar every day too.

What if there was another way?
Would this other option help reduce losses and increase profits?

CheckRate also offers Small, Medium and Large Businesses or Companies the ability to use CheckRate Business or Company Credit Reports to investigate the businesses that they are trading with and the ones they are potentially looking to extend credit too.  The CheckRate business or company reports give you peace of mind to ensure you only offer Credit to those worthy of it.

"Credit Checking your customers will minimise the risk of you getting bad debts, which will impact your bottom line"

What Business Services do CheckRate provide?

CheckRate provide the unique business offering of Business Credit Reports in annual subscription packages as well as the addition of a Trustmark or Seal of Approval on your website and marketing literature.

For annual subscription packages starting from just £400, you can ensure your business is standing out from the crowd and avoiding heavy losses, that other businesses are taking, especialy in this recession, in order to keep your busines on the right path to increased profits and long term business success.

In addition to the following core business services (for small, new, startup, sme or large Businesses or Companies):
  • Business Credit Reports / Searches or Checks,
  • Director Reports / Searches or Checks,
  • Company Accounts (those filed at Companies House),
  • Website Trustmarks, Kite Marks and Business Seal of Approvals - for Boosting Web Sales
  • Marketing Literature Kite Marks, Trust Marks or Business Seal of Approvals.

We can also provide you with other business, sales, credit control or data services such as:

  • Consumer Credit Checking Report - For consumer Credit Or ID Checking 
  • Consumer Tracing - For Locating private individuals or Directors Home Locations etc.
  • Sales Or Marketing Databases / Prospect Lists / Mailing Lists, Telesale Lists
  • Email Marketing Lists - For Email marketing campaigns 
  • Debt Collection - For Business Debt Collection & Recovery Services
  • Credit Insurance - For protecting your business against Liquidations, Insolvencies and Receivership's
  • Websites - For your businesses presence on the internet
  • Facebook Shops - For a sales presence within the very popular world of Facebook

If you are interested in any of the following (small, new, startup, sme ore large) Business or Company Services please email: mike@checkrate.com